Starlight Credit Repair LLC

Credit Problems? Denied Financing?

Restore Your Credit Today! 

Your Financial Freedom Depends on it.

  • We average 100 points increase to credit scores through our guidance.
  • We have more than 6 years of Credit Restoration experience.
  • We legally remove inaccurate and unverifiable information.
  • Results within 120 days or your money back.

CALL  877-846-7645




We specialize in challenging and removing negative accounts on your credit report, helping you get APPROVED for the things you deserve!

Helping our clients go


Personal Information

Personal data contained in your credit reports, such as your name, addresses, employment history and Social Security number, is known as “personal information.” Your reports reflect the identifying information that your creditors give to the agencies when you complete a credit application. 

Late Payments 

A late payment is an amount of money a borrower sends to a lender or service provider that arrives after the date that the payment was due or after a grace period for the payment has passed.

Collection Accounts

If you fall behind on payments, the lender or creditor may transfer your account to a collection agency or sell it to a debt buyer. This generally occurs a few months after you become delinquent, or the date you begin missing payments or not paying the full minimum payment. Credit Repair has been the 31 remedy to assist in removing these kinds of accounts.  


Bankruptcy is a legal proceeding involving a person or business that is unable to repay their outstanding debts. Bankruptcy is handled in federal courts, and rules are outlined in the U.S. Bankruptcy Code.

Credit Inquires

A record of a request for your credit report is called a credit inquiry. You’ll see an inquiry on your credit report anytime someone pulls your report from one of the 3 major credit bureaus: TransUnion, Equifax, and Experian. 

Student Loans

Student loans can come from the federal government, from private sources such as a bank or financial institution, or from other organizations. Loans made by the federal government, called federal student loans, usually have more benefits than loans from banks or other private sources.

Client Reviews

We provide the best credit repair service

Are you looking to get an auto loan or to refinance an existing loan? Have you found your dream home but your credit is preventing you from being approved? Are you tired of being denied and penalized for your credit history? Schedule a consultation today, and let us see how we can help you.

After your evaluation, we’ll assist you with a personalized strategy and begin working immediately to challenge the negative items that impact your credit score. All our letters are customized on your behalf. Under the Fair Credit Reporting Act (FCRA), bureaus generally have 30 to 45 days to respond to you directly with your results.


How it Wo​rks

Enroll Today

You will be sent a link to create an account in our client software and order credit monitoring. We'll analyze your credit report. We'll be looking for negative items that may be hurting your score.

The Disputes Begin

We will then write to each of the 3 credit bureaus as well as original creditors directly. The letters will include disputes, appeals, validation requests and goodwill intervention. Keep in mind we take an aggressive approach and will be doing this for all of the qualifying negative items on your reports right from the start. Also, you can log into our client portal and check your progress report, which will show you what has been removed and which items remain. Our client portal is updated every 30-45 days.

Results Will Come

Your results will be mailed directly to the mailing address you've provided upon enrollment. These letters need to be uploaded to your portal within 3 days of receiving them. We will analyze the items removed and generate new disputes addressing the again. We will do this every 30-45 days until we get the best results possible.

What you will get!

​​Clean up your past

We work with the credit bureaus and your creditors to challenge the negative report items that affect your credit score.

Track your present

​Easy access to your account 24/7 for live status updates on improvements on your credit reports and scores.​

Change your future

We’ll maximize your score so you can achieve your goals and learn how to maintain your awesome credit long after our work is done.​

We’re firm believers in second chances, and we’re prepared to work extre​mely hard so you and your family can live the lifestyle you’re working hard to achieve. We will keep you updated every step of the way with easy access and live updates on your progress.